Author: Lee Riley

Pay More or Less

Better Homeowners Pay More or Less  Paying more for your house payment does not make your home more valuable. It does mean that the mortgage rate may be higher than it has to be. Even though fixed rates may never again be as low as they are currently, an adjustable rate mortgage may provide the […]

Basic Legal Documents

Better Homeowners Basic Legal Documents  Many times, young adults feel “bullet-proof” and don’t consider the urgency to get involved or spend the money to take care of certain legal aspects of their lives because they think they’re going to live forever.  Since no one is guaranteed longevity of life, if you want to be in […]

Are You Ready?

Better Homeowners Are You Ready?  For whatever reason you’ve delayed buying a home, it may be time to reconsider that decision based on today’s conditions and what is expected to happen in the future. Rents are continuing to increase to the point that in most markets, it is significantly less expensive to own than to rent.  […]

Rent Again?

Better Homeowners Rent Again?  After you take the training wheels off your bike and learn to ride it, you’d never consider putting them back on again.  Similarly, once you’ve owned a home, you might think you’ll own a home from now on but there may be some situations where it might make sense to rent […]

Home Too Big Now?

Better Homeowners Home Too Big Now?  Once the kids are grown, have careers, relationships and get a place of their own, parents find that they may not need their “big” home like they did before. Their lifestyle may have changed and the house just doesn’t “fit” anymore. Benefits of a smaller home: Easier to maintain  […]

FHA or Conventional?

Better Homeowners FHA or Conventional?  Buyers with a minimum down payment are generally faced with the decision of whether to get a FHA or a conventional loan.  With the new 3% down payment program on conventional loans, it may become more confusing which loan to pursue. The two loan programs have mortgage fees that can […]

Time to adjust your clocks this weekend

    Spring Forward on Second Sunday in March This weekend, adjust your clocks forward by one hour. Most people find it convenient to change their clocks before they go to bed on Saturday night.     Lee Riley Jann C. Pitcher Real Estate 2261 Eagle DrivePagosa Springs, CO 81147  (970) 731-4065 This […]

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