Real Cost of Housing

Better Homeowners Real Cost of Housing  A variety of factors have led to a shortage of rental units, especially single family homes, and as a result, rents have been steadily increasing nationwide. In most markets, it is considerably less to own than to rent. In some cases, the total house payment is less than the […]

6 Reasons for Rentals

Better Homeowners 6 Reasons for Rentals  Rental homes have several distinct advantages compared to alternative investments. These advantages coupled with the opportunity for a higher yield make it a clear choice for some investors. Most investments must be paid for in cash. Stocks can be purchased with 50% cash but if the value goes down, […]

Your Best Investment

Better Homeowners Your Best Investment  According to a Federal Reserve report on Consumer Finances, homeowners’ net worth is 36 times greater than that of renters. Building on that study, the National Association of REALTORS® believes that by the end of 2015, the factor will grow to 41 times greater. There can be several factors that […]

The Cost of Co-Signing

Better Homeowners The Cost of Co-Signing  It seems fairly innocuous; a friend or family member wants you to co-sign on a loan because they don’t qualify. They assure that they’ll make the payments; they’re quite convincing and very appreciative. You don’t want to disappoint them and after all, it’s not like it’s going to cost […]

Finding the Best Mortgage

Better Homeowners Finding the Best Mortgage  As rates are inching up but still very affordable, buyers should remember that there is an alternative to a fixed rate mortgage that can provide the lowest cost of housing for the homeowners who understand the parameters. A $300,000 fixed-rate mortgage at 4% has a principal and interest payment […]

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