The other day I was curious about just how much you can save by prepaying your mortgage.  “Prepaying” is when you make additional payments beyond what is required by the bank.  Prepayments go directly toward paying off the principal remaining on the loan. Prepayments can save you a substantial amount of interest.  For example, with […]

With only one month of the new year under our belts and with this being the slowest time of year for Pagosa real estate, there is not much of a story to tell. We are up by a couple of transactions over last year, but the sample is so small that it’s hard to tell […]